Last updated: 02/08/26
Some covered sports and activities do not include Section F (Accidental Death and Permanent Disability) and/or Section G (Personal Liability) cover.
This means that while you may still be covered under other applicable sections of the policy, you will not be entitled to any benefits under Section F or Section G if an incident occurs while participating in that activity.
Section F – Accidental Death and Permanent Disability: provides a benefit if an injury sustained during your trip results within 12 consecutive months in:
- Death of an insured person
- Permanent Paraplegia or Quadriplegia
- Permanent Total Loss of sight of one or both eyes
- Permanent Total Loss of, or loss of use of, one or more limbs
Section G – Personal Liability: covers your legal liability if you accidentally injure someone or damage another person's property during your trip.
Please refer to the Covered Sports and Activities section of the PDS to see whether your chosen activity excludes Section F and/or Section G cover.
For full details of the benefits, terms and conditions, limits, sub-limits and exclusions that may apply, please refer to the relevant Product Disclosure Statement (PDS).