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Click here for our travel alert about the December 2024 Earthquake: Port Vila, Vanuatu.
Due to the current conflict in Ukraine, our policies exclude coverage for any trips to Russia, Ukraine or Belarus. Check out the latest travel alerts here before buying a policy.

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Winter Sports Travel Insurance

InsureandGo provides cover for fourteen types of Winter Sports activities, and even things like ski gear, passes and avalanche cover.

We do not automatically cover winter sports in our policies, as that would drive up our prices, and we aim to keep our premiums as affordable as possible. Instead, we offer the option of adding winter sports insurance, at a competitive rate. There are limits and exclusions, so please check the product disclosure statement and search for key words (ctrl+F).

Why Travel With Us for a Winter Sports?

All pre-existing conditions considered
Medical evacuation from ski slopes
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Up to $600 cover for pre-booked ski packs and up to $500 for lift passes
Unlimited cover
Up to $1,250 cover for damage to your winter sports equipment
Quick and easy online claims process
14 Winter Sports activities covered
All pre-existing conditions considered
Unlimited overseas medical expenses
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24 hour emergency assistance
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Award winning travel insurance company

Most Common Questions

Do you cover me if the slopes don’t open?

If all the lift systems are closed at your pre-booked resort for more than 12 hours while you are there, as a result of snow or high winds, then yes, you are covered

Read the Product Disclosure Statement for more information.

Do you cover snow boarding?

With winter sports cover, you are covered for medical expenses related to snowboarding, but we don’t cover permanent disablement or personal liability for this activity.

Read the Product Disclosure Statement for more information.

Do you cover my equipment if gets damaged?

With winter sports cover, items such as ski, poles, ski boots and bindings, ski helmets, snowboards and bindings are covered up to up to $600 per item/set, up to $1250 in total. We don’t cover equipment that’s damaged while in use.

Read the Product Disclosure Statement for more information.

Does having the winter sports cover, cover me for anything that can go wrong on my trip related to winter sports?

Our premiums would be astronomical if we could do that! There are limits and exclusions to all travel insurance policies, so we strongly advise you to read our product disclosure statement (or search [ctrl+F] for key words to check limits and exclusions) to see if our product is right for you.

Read the Product Disclosure Statement for more information.

If I don’t pay the additional premium am I covered for medical expenses?

You will need to add the winter sports cover option to be covered for medical expenses you may incur as a result of participating in winter sports activities.

Read the Product Disclosure Statement for more information.

Do you cover off-piste skiing?

Yes, off-piste skiing is covered provided you are with a professional snow sports instructor who has a backcountry and mountain safety qualification (mandatory for level 4 instructors).

Read the Product Disclosure Statement for more information.

Can I take out winter sports for domestic policies?

Yes, all the benefits apply, with the exception of medical benefits, which are covered by Medicare and private health insurance.

Read the Product Disclosure Statement for more information.

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Insure&Go is rated  4.0 from 6,625 reviews

* Price derived from a single trip of 5 days, Individual, age 30, to New Zealand and Pacific Region. Cover for pre-existing medical may require an extra premium.