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Multi-Award Winning Multi-Award Winning
Travel Insurer

Over 2 Million Aussie Travellers covered so far +2 Million Aussie Travellers
covered so far

Global Assistance 24-hour Global Emergency Assistance Network

InsureandGo Travel Insurance is 4.7 out of 5 stars from 1,490+ reviews on Trustpilot Rated 4.7 from 1,490+ reviews on Trustpilot
InsureandGo Promotional Codes

Are you keen to save on travel insurance?

We understand the true value of our customers and their passion for all things travel, and that’s why we offer regular discounts and promotional codes to help you save on your travel insurance purchases.

To redeem any active discount simply enter the code into the promo code box when buying online, or mention the code over the phone when booking with our customer service team. InsureandGo Australia coupon codes make it easy to save on travel insurance, ensuring you have peace of mind while exploring the world.

If you don’t have a code, follow us on Facebook, we often have InsureandGo Australia discount code on insurance, and you’ll stay updated with travel tips and trends.

We are offering you 10% off your travel insurance.  Enter the code “OFFER10” and save it on your next policy.

Why Travel With Us?

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90 sports & leisure activities automatically covered
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24-hour emergency assistance
All pre-existing conditions considered
Unlimited overseas medical expenses
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21-day cooling off period
Unlimited cover
No upfront medical certificates/assessments
Pregnancy cover for up to 30 weeks
Pregnancy cover for up to 30 weeks
Winner
Award-winning travel insurance company
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Unlimited dependent children up to the age of 18 insured for free**

Low Cost Insurance Basics & Tips

  • Insure just the things you need by choosing a policy that will cover you for expenses you believe you may need most. Although a comprehensive policy is always advisable, there are basic options that may suit your budget better.
  • Don’t go it alone. Purchasing plans as a couple or family can be a cost effective way to acquire cheap travel insurance¹ rather than buying single policies. Why? 
    • If you travel as a couple, you can get a 10% discount on travel insurance. This discount is available when you book through InsureandGo Australia.
    • We understand that travelling with children can be expensive. That’s why we cover your dependent children up to 18 years of age.  They receive the same level of coverage as you, and there is no extra charge**. 

Most Common Questions

What is the excess on my travel insurance policy?

Excess is the amount of money you agree to pay should the unfortunate happen, and you need to make a claim to your insurer. It applies per person, per event. For example, if your excess is $100 and you make a successful claim for a doctor’s bill, $100 will be deducted from the total amount paid.

The default excess is $200; you may choose from $0, $100 or $200 during the quotation process, depending on your preferences.

For full details of the benefits, terms and conditions, limits, sub-limits and exclusions that may apply, please refer to the relevant Product Disclosure Statement (PDS) here.

I am overseas right now. Can I buy a travel insurance policy?

Yes. If you've already started your trip, you can still purchase a policy. However, a 72-hour waiting period applies from the time of purchase.

During this waiting period, cover is limited to:

  • Section B – Medical Expenses
  • Section C1 – Additional Emergency Expenses

and only for new injuries that happen after your policy start date. All other benefits begin once the 72-hour waiting period has ended.

If you already have an InsureandGo Australia policy, you may be eligible to extend your existing cover instead. Contact InsureandGo Australia to discuss your options.

Can I extend my travel insurance while I'm overseas?

Yes. You can extend your travel insurance policy while you're away by contacting InsureandGo Australia before your policy expires. Extensions are available once only, up to the maximum trip length allowed under your policy, and an additional premium will apply.

Here is a list of the maximum trip lengths:

Single-trip, Cruise & Domestic

  • 365 days if you are aged 64 or under;
  • 90 days if you are aged 65 or over (unless you are aged 80 or over, and select a Worldwide Including travel plan);
  • 35 days if you are aged 80 or over, and select a Worldwide Including travel plan.

If your trip is unexpectedly delayed due to circumstances outside your control, your cover may be automatically extended until you can return home by the quickest and most direct route (up to 12 months, subject to policy terms).

For assistance, call +61 2 7201 9532 or email info@insureandgo.com.au.

Does your insurance cover damage to rental cars and rental motorbikes?

InsureandGo Australia's Rental Car Excess Waiver may cover the rental vehicle excess you're required to pay if your rental car is damaged or stolen during your trip, up to the limits outlined in your policy. This benefit is included with Silver and Gold policies and is not available with Bare Essentials.

Please note that this cover applies to the rental car excess only and does not replace the rental company's insurance or provide third-party liability cover. Rental cars are defined in our policy as:

  • Campervan or motorhomes under 6 tonnes; or
  • Coupe, 4WD, hatchback, minibus, people mover, sedan, station wagon or SUV; or
  • Motorcycles or mopeds,
  • with less than 9 seats, owned by a licensed rental company or agency, which you have agreed to hire from them according to the terms of your rental agreement.

For full details of the benefits, terms and conditions, limits, sub-limits and exclusions that may apply, please refer to the relevant Product Disclosure Statement (PDS) here.

Can I get cover for pre-existing medical conditions?

Pre-existing medical conditions aren’t automatically covered, but cover for these may be provided through a medical assessment. You can complete this assessment online during the quotation process or speak with our team over the phone.

A pre-existing medical condition refers to any diagnosed medical condition for which you or any insured person has suffered from or has received any form of medical advice, treatment or medication in the past 2 years.

To determine if your condition can be covered, simply complete the medical assessment. If you prefer to do this over the phone, our team is happy to assist.

For full details of the benefits, terms and conditions, limits, sub-limits and exclusions that may apply, please refer to the relevant Product Disclosure Statement (PDS) here.

I'm taking out the top cover, am I covered for anything that can go wrong on my trip?

The premiums would be astronomical if we could do that! There are terms, conditions, limits, sub-limits and exclusions within our travel insurance policies; please refer to the relevant Product Disclosure Statement (PDS) here to see if our product is right for you.

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InsureandGo Australiais rated 4.3 from 7,250+ reviews

§ Subject to sub-limits, terms, conditions, and exclusions that may apply. For full details and before making a decision, consider the relevant Product Disclosure Statement (PDS).

**Children (including fostered or adopted children) travelling with either their parents or grandparents will be provided with travel insurance cover for no additional cost (any pre-existing medical conditions may incur an additional charge). This is provided they are under 18 years of age, named on the Policy Schedule and are financially dependent on either their parents or grandparents. No cover is available for children who are born overseas during your trip.