Our policies offer different destination brackets, allowing you some flexibility if your itinerary changes whilst overseas. The destination brackets are as follows:
International trips:
- The South Pacific: American Samoa, Cook Islands, Fiji Islands, French Polynesia (including Tahiti), Kiribati, New Caledonia, Niue, Samoa, Solomon Islands, Tonga, Tuvalu, Vanuatu, New Zealand, Papua New Guinea (Bali and Lombok are included in the Pacific).
- Asia: Bangladesh, Brunei, Cambodia, China, Hong Kong, India, Indonesia, Japan, Laos, Malaysia, Maldives, Nepal, Philippines, Singapore, South Korea, Sri Lanka, Taiwan, Thailand and Vietnam only.
- Worldwide excluding: Worldwide excluding USA, Canada, Mexico, Central & South America and Antarctica.
- Worldwide including: Worldwide including USA, Canada, Mexico, Central & South America.
Cruise specific destinations:
- Pacific: The South Pacific: American Samoa, Cook Islands, Fiji Islands, French Polynesia (including Tahiti), Kiribati, New Caledonia, Niue, Samoa, Solomon Islands, Tonga, Tuvalu, Vanuatu, New Zealand, Papua New Guinea.
- Worldwide*** excluding North and South America and Antarctica: Worldwide excluding USA, Canada, Mexico, Central & South America and Antarctica.
- Worldwide*** including North and South America and Antarctica: Worldwide including USA, Canada, Mexico, Central & South America and Antarctica (cruises only).
- Asia: Bangladesh, Brunei, Cambodia, China, Hong Kong, India, Indonesia, Japan, Laos, Malaysia, Maldives, Nepal, Philippines, Singapore, South Korea, Sri Lanka, Taiwan, Thailand and Vietnam only.
- Domestic: Domestic cruises within Australian Territorial waters or International waters, providing you do not stop at any International port.
- Pacific and Domestic: Cruises that include any Pacific destination, NZ or Bali and docks at any Australian port after departure.
- Asia and Domestic: Cruises that include any Asia destination and docks at any Australian port after departure.
PLEASE NOTE that we do not cover any claims directly or indirectly related to travelling through, from and to the following countries:
Afghanistan, Belarus, Central African Republic, Congo (Democratic Republic of the), Crimea, Zaporizhzhia, Kherson, Donetsk and Luhansk People's Region, Cuba, Guinea-Bissau, Haiti, Iran (Islamic Republic of), Iraq, Korea (Democratic People's Republic of), Lebanon, Libya, Mali, Myanmar, Russian Federation, Somalia, South Sudan, Sudan, Syrian Arab Republic, Ukraine, Venezuela (Bolivarian Republic of), and Yemen.