If you missed the scheduled departure of your pre-booked cruise from Australia due to:
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An accident involving your means of transport
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The cancellation, delay or diversion of your scheduled transport caused by riot, strike or civil commotion, but only those expenses that You cannot claim from someone else.
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A Natural Disaster. (This is only applicable if you have purchased the Natural Disaster upgrade option and this is shown on your Policy Schedule. This does not include those that were known at the time of purchasing this insurance.)
Silver and Gold Cruise travel insurance policy^ customers will be paid up to the amount shown in the Table of benefits for reasonable and necessary additional travelling expenses incurred after you leave your home address in Australia, that are over and above what you had originally budgeted to pay and are needed to continue with your original itinerary.