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Click here for our travel alert about Tropical Cyclone Alfred.
Due to the current conflict in Ukraine, our policies exclude coverage for any trips to Russia, Ukraine or Belarus. Check out the latest travel alerts here before buying a policy.

InsureandGo Promotional Codes

Are you keen to save on travel insurance?

We understand the true value of our customers and their passion for all things travel, and that’s why we offer regular discounts and promotional codes to help you save on your travel insurance purchases.

To redeem any active discount simply enter the code into the promo code box when buying online, or mention the code over the phone when booking with our customer service team. InsureandGo coupon codes make it easy to save on travel insurance, ensuring you have peace of mind while exploring the world.

If you don’t have a code, follow us on Facebook, we often have InsureandGo discount code on insurance, and you’ll stay updated with travel tips and trends.

We are offering you 10% off your travel insurance.  Enter the code “OFFER10” and save it on your next policy.

Why Travel With Us?

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90 Sports and leisure activities automatically covered
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24 hour emergency assistance
All pre-existing conditions considered
Unlimited overseas medical expenses
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14 day cooling off period
Unlimited cover
No upfront medical certificates/assessments
Pregnancy cover for up to 30 weeks
Pregnancy cover for up to 30 weeks
Winner
Award winning travel insurance company
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Unlimited dependent children up to the age of 18 insured for free**

Low Cost Insurance Basics & Tips

  • Insure just the things you need by choosing a policy that will cover you for expenses you believe you may need most. Although a comprehensive policy is always advisable, there are basic options that may suit your budget better.
  • Don’t go it alone. Purchasing plans as a couple or family can be a cost effective way to acquire cheap travel insurance¹ rather than buying single policies. Why? 
    • If you travel as a couple, you can get a 10% discount on travel insurance. This discount is available when you book through InsureandGo.
    • We understand that travelling with children can be expensive. That’s why we cover your dependent children up to 18 years of age.  They receive the same level of coverage as you, and there is no extra charge**. 

Most Common Questions

What does ‘excess’ mean?

Excess is the amount you pay us in the event of a claim being approved. Our excess applies per person, per event, per claim.

You can choose the excess you want ($100, $200, $0), but be aware this will change the price of your initial premium.

Do you cover flight delays after departure?

Under the Insure&Go Silver and Gold levels of cover, we will reimburse the cost of your necessary additional meals and accommodation expenses, if during a trip, any individual leg of your trip, is delayed for more than 12 hours, as long as you eventually go on the holiday.

The amount you can claim varies depending on the level of cover that you have purchased with us. Please refer to the policy wording documents for more information.

What benefits are included in your Covid-19 travel insurance benefits?

For overseas policies, our Silver and Gold policies offer coverage for overseas medical expenses, cancellation or amendment expenses. For domestic holidays, our Silver and Gold policies offer coverage for cancellation and amendment expenses due to COVID-19.

Does your insurance cover damage to a rental car?

Our Gold policies cover your rental car excess up to $8,000 for International policies and up to $7,500 on Domestic policies. However, you need to make sure that the rental car is insured (confirmed by the rental company), as we do not pay for full damages to a rental car, only your excess. Please note, that motorbikes are excluded.

I am overseas right now – can I buy, change or upgrade a policy?

You need to be in Australia at the time of purchasing your insurance. If you are overseas, we are unable to offer you new or different insurance. You may be eligible to extend the dates of your existing cover, so shoot us an email and find out.

What should I consider when choosing travel insurance?

When selecting travel insurance, it's important to ensure all your destinations are covered, especially if you have multiple stopovers or are on a cruise. Make sure you have the right level of medical cover, particularly if you have pre-existing medical conditions, and understand any required excess payments. Check how much of your personal belongings and valuables are covered and whether specific activities you plan to do are included. Confirm if your policy covers trip cancellations and be aware of any exclusions. Reviewing the Product Disclosure Statement (PDS) thoroughly can help clarify these details and ensure you choose the right cover for your needs.

Do you cover pre-existing medical conditions?

A pre-existing medical condition is any condition for which you have received medical advice, treatment or medication in the last five years. Our policies cover many pre-existing conditions; to see if we cover yours, please complete our medical assessment online or over the phone. Please note, that failing to declare a pre-existing condition can void your policy.

I’m taking out the top cover, am I covered for anything that can go wrong on my trip?

Our premiums would be astronomical if we could do that! There are limits and exclusions to all travel insurance policies, so we strongly advise you to read our product disclosure statement.

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**Children (including fostered, or adopted children) travelling with either their parents or grandparents will be provided with travel insurance cover for no additional cost (any pre-existing medical conditions may incur an additional charge). This is provided they are under 18 years of age, named on the Policy Schedule and are financially dependent on either their parents or grandparents.