Pacific:
The South Pacific: Papua New Guinea, American Samoa, Cook Islands, Fiji Islands, French Polynesia (including Tahiti), Kiribati, New Caledonia, Niue, Samoa, Solomon Islands, Tonga, Tuvalu, Vanuatu, New Zealand, Bali and Lombok only.
Worldwide* Excluding:
Worldwide excluding USA, Canada, Mexico, Central & South America and Antarctica
Worldwide* Including:
Worldwide including USA, Canada, Mexico, Central & South America and Antarctica (cruises only)
Asia:
South Asia: Sri Lanka, Bangladesh, India, Nepal, Maldives
South East Asia: Birmania, Brunei, Cambodia, Philippines, Indonesia, Laos, Malaysia, Singapore, Thailand, Vietnam
East Asia: China, South Korea, Hong Kong, Japan, Taiwan
Domestic: Australia
*This policy will not cover any loss, injury, damage or legal liability arising directly or indirectly from travel in, to or through Afghanistan, Belarus, Central African Republic, Congo (Democratic Republic of the), Crimea, Zaporizhzhia, Kherson, Donetsk and Luhansk People's Region, Cuba, Guinea-Bissau, Haiti, Iran (Islamic Republic of), Iraq, Korea (Democratic People's Republic of), Lebanon, Libya, Mali, Myanmar, Russian Federation, Somalia, South Sudan, Sudan, Syrian Arab Republic, Ukraine, Venezuela (Bolivarian Republic of), and Yemen.