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Am I covered if I get sick on shore during an excursion?

If you are an InsureandGo Policyholder, we will pay you for the necessary and reasonable costs incurred as a result of you becoming ill, being injured or dying whilst on your trip or cruise.


InsureandGo Policy covers more than 90 sports and activities. For the details of covered activities and excursions and their requirements, please refer to pages 36 – 38 of our PDS.


If your activity is not listed below, cover is available if the activity meets the following criteria:

  • An activity able to be undertaken by persons of all ages including those activities with height or general health warnings (e.g. bush walk) and which do not require specialized equipment or a high level of fitness.

  • Activities provided by a commercial operator and open to persons of all ages including those with height or general health warnings (e.g. Disneyland rides)

  • Sports and Activities for which no cover is available are listed under the Table of excluded sports and activities on page 40.