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Customer Reviews
2M travellers
Covid-19 Cover available
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Travel Insurance for YourLifeChoices members.

Getting travel insurance with InsureandGo is quick and easy, so you can focus on planning the holiday of your dreams.

We understand the difficulties some senior travellers face when purchasing travel cover. Thanks to InsureandGo’s simple pre-existing medical screening tool, you can easily declare your medical conditions online or over the phone in minutes, with no certificates required upfront. We also provide cover for travellers up to the age of 100, unlimited cover for overseas medical expenses in all our policies and 24 hours emergency assistance.

InsureandGo has been awarded outstanding value by Canstar in 2013,2014 and 2015 and named Travel Insurer of the year by Mozo. Also, our Gold policies have been Choice recommended products in 2016 and 2018. Choice has assessed 115 travel insurance policies for benefits, claims performance and price and gave our Gold products their endorsement.

Why Travel With Us?

Cover up to 100 years of age
Cover up to 100 years young
Unlimited cover
Unlimited cancellation cover in our Gold Policy*
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No upfront medical certificates/assessments
All pre-existing conditions considered
Baggage cover up to $8,000
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14 day cooling off period
Unlimited cover
Unlimited overseas medical expenses
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Tailored cruise travel insurance for lovers of cruising
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Travel with an award-winning travel insurance company
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1.6M travellers covered per year

Most Common Questions

1. I am currently 64; do I still count as a Senior?

We offer discounts for all people who are members of Seniors. If you are 64 and hold a senior membership card, you may be entitled to a discount with us.

3. Do you cover pre-existing medical conditions?

A pre-existing medical condition is any condition for which you have received medical advice, treatment or medication in the last five years. Our policies cover many pre-existing conditions; to see if we cover yours, please complete our medical assessment online or over the phone. Please note, failing to declare a pre-existing condition can void your policy.

5. Does your insurance cover damage to a rental car?

Our Silver and Gold policies cover your rental car excess up to $4000. However, you need to make sure that the rental car is insured (confirmed by the rental company), as we do not pay for full damages to a rental car, only your excess. Please note, motorbikes are excluded.

7. I’m taking out the top cover, am I covered for anything that can go wrong on my trip?

Our premiums would be astronomical if we could do that! There are limits and exclusions to all travel insurance policies, so we strongly advise you to read our product disclosure statement (or search [ctrl+F] for key words to check limits and exclusions) to see if our product is right for you.

2. Is there a Senior’s travel insurance policy I need to purchase?

No. Simply select the trip type that best describes your journey.

4. I’m taking out the top cover, am I covered for anything that can go wrong on my trip?

With our Silver and Gold policies, we do offer cover for cancelling your trip prior to departure due to the unforeseen accident, illness or injury of one of your parents. Your parents must live in Australia and be in Australia at the time, and this cover does not include any cover for pre-existing medical conditions.

6. Do you cover travel delays and connecting flights?

Our policies only cover your flight departing and arriving to Australia directly. If your flight is delayed, and you book an alternative flight, we do not cover the cost of your new flight. We do, however, offer some compensation if your fight has been delayed for more than 12 hours in some circumstances. Unfortunately, we do not cover connecting flights.

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InsureandGo is rated 4.0 from 6,042 reviews

* Price derived from a single trip of 5 days, Individual, age 60 , to New Zealand, Pacific& Bali region after discount has been applied.. Cover for pre-existing medical may require an extra premium.