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Click here for our travel alert about the December 2024 Earthquake: Port Vila, Vanuatu.
Due to the current conflict in Ukraine, our policies exclude coverage for any trips to Russia, Ukraine or Belarus. Check out the latest travel alerts here before buying a policy.

Save 15% on your travel insurance, so you can spend more on the fun stuff.

Let’s face it, we know organising travel insurance is not the most exciting part of holiday planning, but it can be the most important.

That’s why we are offering all Mumba users a 15% discount on all of our travel cover products, so you can spend more on the fun stuff! All you have to do is complete the quote form and mention your unique code mentioned in the app to save 15% on your policy today.

PS: As soon as you book your flights and hotel is the best time to organise cover, especially if your policy includes cancellation cover. With InsureandGo, you can purchase your policy up to 365 days prior to departure, so you may be able to tick it off your list today!

Why Travel With Us?

All pre-existing conditions considered
Unlimited overseas medical expenses
Unlimited cover
Unlimited cancellation cover in our Gold Policy*
All pre-existing conditions considered
Baggage covered up to $15,000
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More than 90 sports and activities are automatically included in our single-trip policies
Unlimited cover
All medical conditions considered online or over the phone
Pregnancy cover for up to 30 weeks
Pregnancy cover for up to 30 weeks

Most Common Questions

1. What does ‘excess’ mean?

Excess is the amount you pay us in the event of a claim being approved. Our excess applies per person, per event, per claim. You can choose the excess you want ($100, $200, $0), but be aware this will change the price of your initial premium.

3. Will i be covered if i have to return home early or cancel the trip due to family emergency at home?

Depends on the reason. We cover curtailment of the trip for-the unexpected death of, or sudden serious injury or illness of, your, or your travelling companion’s relative who is resident in Australia and who is in Australia at the time the event occurs, or of your business associate who is resident in Australia and who is in Australia at the time the event occurs OR if there is a serious damage to your home or business premises in Australia. We do not cover it for any other reason.

5. What is the Car Rental Excess Waiver? / How does rental vehicle excess cover works?

Our Silver and Gold policies cover your rental car excess for up to $4,000 and $8,000 respectively, but not for motorbikes. For a rental car to be covered, you need to make sure that it is insured (confirmed by the rental company), as we do not pay for full damages to a rental car, only your excess.

2. I am overseas right now – can I buy, change or upgrade a policy?

You need to be in Australia at the time of purchasing your insurance. If you are overseas, we are unable to offer you new or different insurance. You may be eligible to extend the dates of your existing cover, so shoot us an email and find out.

4. Do you cover pre-existing medical conditions?

A pre-existing medical condition is any condition for which you have received medical advice, treatment or medication in the last five years. Our policies cover many pre-existing conditions; to see if we cover yours, please complete our medical assessment online or over the phone. Please note, failing to declare a pre-existing condition can void your policy.

6. I’m taking out the top cover, am I covered for anything that can go wrong on my trip?

Our premiums would be astronomical if we could do that! There are limits and exclusions to all travel insurance policies, so we strongly advise you to read our product disclosure statement (or search [ctrl+F] for key words to check limits and exclusions) to see if our product is right for you.

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